{"id":43095,"date":"2022-02-15T13:04:24","date_gmt":"2022-02-15T13:04:24","guid":{"rendered":"https:\/\/luggagehero.com\/?page_id=43095"},"modified":"2023-12-21T09:16:03","modified_gmt":"2023-12-21T09:16:03","slug":"insurance-vs-guarantee","status":"publish","type":"page","link":"https:\/\/luggagehero.com\/nl\/insurance-vs-guarantee\/","title":{"rendered":"Insurance vs guarantee"},"content":{"rendered":"

Why is it better to have luggage insurance than a guarantee?<\/h1>\n

Insurance<\/strong> is a type of guarantee, in which the insurance is guaranteed to make a refund\/payment when particular circumstances occur and certain requirements are met. The insurance refers specifically to risk, which could be a loss or damage. Hence, insurance is about protecting the user (customer)<\/strong>\u00a0of the service.<\/span><\/p>\n

On the other hand, <\/span>guarantee <\/strong>it is all about protecting the service provider or seller – NOT<\/strong> the user<\/strong>. The replacement or refund amount of your luggage and its contents will be determined by the service provider at their sole discretion. <\/span>Which means that no matter how high<\/span>\u00a0the maximum amount of guarantee is mentioned in the agreement, the luggage storage provider will decide by itself how much your lost or damaged luggage is worth.<\/span><\/p>\n

The key difference<\/strong> here is that luggage storage services that offer insurance, provide a refund that the insurer (insurance company) guarantees in the agreement<\/em>,<\/u> while guarantee will also provide\u00a0a refund,\u00a0however, the amount\u00a0will be decided completely by the luggage\u00a0service provider, which may not\u00a0be as much as the customer\u00a0or the\u00a0insurance company considers\u00a0it is\u00a0worth.<\/span><\/p>\n

Moreover, guarantee<\/strong> in many circumstances has much more limitations<\/strong> than insurance, since guarantee is provided and solely decided by the service provider itself<\/em>,<\/u> therefore it is important to find out which circumstances and events it consents to and which it does not regarding a luggage refund.<\/span><\/p>\n

 <\/p>\n

LuggageHero suggestions when choosing luggage storage provider<\/b><\/h3>\n
    \n
  1. Make sure to read the “Terms and Conditions”<\/u><\/i> before making a reservation, since you might be offered a guarantee instead of an insurance.<\/span><\/li>\n
  2. Be aware<\/em> <\/u>that some companies use the terms \u201cguarantee\u201d and \u201cinsurance\u201d interchangeably, which should raise a red flag for users since these are two distinct terms.\u00a0<\/span><\/li>\n
  3. Verify<\/u><\/i> the insurance provider<\/u><\/i> if the company offers one.<\/span><\/li>\n<\/ol>\n

    LuggageHero\u2019s insurance<\/a> and extra luggage safety<\/b><\/h3>\n

    [regionswitcher] \u00a0<\/pricing-component> per bag \u00a0[region show=us][\/region]\u00a0<\/strong><\/p>\n

    This is by far the most comprehensive insurance coverage available in the online luggage storage field, and it is the consequence of our continuous attention on quality and follow-up with our stores throughout the world.<\/span><\/p>\n

    In collaboration with First Marine Insurance Ltd<\/a>. LuggageHero is able to provide the highest insurance in the luggage storage industry!\u00a0<\/b><\/p>\n

    Customers insured with First are always covered since all of the partners are members of guarantee funds, as required by law. When something occurs, the goal is to look after the customers. It’s all about helping those who are insured get in the same position as if it never happened.<\/span><\/p>\n

     <\/p>\n","protected":false},"excerpt":{"rendered":"

    Why is it better to have luggage insurance than a guarantee? Insurance is a type of guarantee, in which the insurance is guaranteed to make a refund\/payment when particular circumstances occur and certain requirements are met. The insurance refers specifically to risk, which could be a loss or damage. Hence, insurance is about protecting the […]<\/p>\n","protected":false},"author":22,"featured_media":43212,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-43095","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"yoast_head":"\nInsurance vs guarantee - LuggageHero<\/title>\n<meta name=\"description\" content=\"Check out the key differences between insurance and guarantee. Why is luggage insurance a better choice for you?\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/luggagehero.com\/nl\/insurance-vs-guarantee\/\" \/>\n<meta property=\"og:locale\" content=\"nl_NL\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Insurance vs guarantee\" \/>\n<meta property=\"og:description\" content=\"Check out the key differences between insurance and guarantee. 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The insurance refers specifically to risk, which could be a loss or damage. Hence, insurance is about <strong>protecting the user (customer)<\/strong>\u00a0of the service.<\/span>\r\n\r\n<span style=\"font-weight: 400;\">On the other hand, <\/span><strong>guarantee <\/strong><span style=\"font-weight: 400;\">it is all about protecting the service provider or seller - <strong>NOT<\/strong> <strong>the user<\/strong>. The replacement or refund amount of your luggage and its contents will be determined by the service provider at their sole discretion. <\/span><span style=\"font-weight: 400;\">Which means that no matter how high<\/span><span style=\"font-weight: 400;\">\u00a0the maximum amount of guarantee is mentioned in the agreement, the luggage storage provider will decide by itself how much your lost or damaged luggage is worth.<\/span>\r\n\r\n<span style=\"font-weight: 400;\">The <strong>key difference<\/strong> here is that <u><em>luggage storage services that offer insurance, provide a refund that the insurer (insurance company) guarantees in the agreement<\/em>,<\/u> while guarantee will also provide\u00a0a refund,\u00a0however, the amount\u00a0will be decided completely by the luggage\u00a0service provider, which may not\u00a0be as much as the customer\u00a0or the\u00a0insurance company considers\u00a0it is\u00a0worth.<\/span>\r\n\r\n<span style=\"font-weight: 400;\">Moreover, <strong>guarantee<\/strong> in many circumstances <strong>has much more limitations<\/strong> than insurance, since <u><em>guarantee is provided and solely decided by the service provider itself<\/em>,<\/u> therefore it is important to find out which circumstances and events it consents to and which it does not regarding a luggage refund.<\/span>\r\n\r\n \r\n<h3><b>LuggageHero suggestions when choosing luggage storage provider<\/b><\/h3>\r\n<ol>\r\n \t<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Make sure to <i><u>read the \"Terms and Conditions\"<\/u><\/i> before making a reservation, since you might be offered a guarantee instead of an insurance.<\/span><\/li>\r\n \t<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\"><u><em>Be aware<\/em> <\/u>that some companies use the terms \u201cguarantee\u201d and \u201cinsurance\u201d interchangeably, which should raise a red flag for users since these are two distinct terms.\u00a0<\/span><\/li>\r\n \t<li aria-level=\"1\"><i><u>Verify<\/u><\/i><span style=\"font-weight: 400;\"><i><u> the insurance provider<\/u><\/i> if the company offers one.<\/span><\/li>\r\n<\/ol>\r\n<h3><b><a href=\"https:\/\/luggagehero.com\/about\/insurance\/\">LuggageHero\u2019s insurance<\/a> and extra luggage safety<\/b><\/h3>\r\n[regionswitcher] \u00a0<strong>[pricing insurancecoverage] per bag \u00a0[region show=us][\/region]\u00a0<\/strong>\r\n\r\n<span style=\"font-weight: 400;\">This is by far the most comprehensive insurance coverage available in the online luggage storage field, and it is the consequence of our continuous attention on quality and follow-up with our stores throughout the world.<\/span>\r\n\r\n<b>In collaboration with <a href=\"https:\/\/luggagehero.com\/about\/insurance\/\">First Marine Insurance Ltd<\/a>. LuggageHero is able to provide the highest insurance in the luggage storage industry!\u00a0<\/b>\r\n\r\n<span style=\"font-weight: 400;\">Customers insured with First are always covered since all of the partners are members of guarantee funds, as required by law. When something occurs, the goal is to look after the customers. It's all about helping those who are insured get in the same position as if it never happened.<\/span>\r\n\r\n ","_links":{"self":[{"href":"https:\/\/luggagehero.com\/nl\/wp-json\/wp\/v2\/pages\/43095","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/luggagehero.com\/nl\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/luggagehero.com\/nl\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/luggagehero.com\/nl\/wp-json\/wp\/v2\/users\/22"}],"replies":[{"embeddable":true,"href":"https:\/\/luggagehero.com\/nl\/wp-json\/wp\/v2\/comments?post=43095"}],"version-history":[{"count":0,"href":"https:\/\/luggagehero.com\/nl\/wp-json\/wp\/v2\/pages\/43095\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/luggagehero.com\/nl\/wp-json\/wp\/v2\/media\/43212"}],"wp:attachment":[{"href":"https:\/\/luggagehero.com\/nl\/wp-json\/wp\/v2\/media?parent=43095"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}